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What You Need to Know About Wind Damage
Wind damage may not always be visible from the ground. Shingles can be lifted from strong winds and loose the ability to reseal. Shingle edges are designed to seal to the shingles below when installed and the ambient temperature is warm enough.
Strong winds can break that seal and cause the shingle to lift up and fracture during the wind event. It is these fractures that will eventually cause the shingle tab to break off and leave a void. Shingle fractures and the inability for shingles to reseal due to wind is an insurance loss. Shingle fractures are difficult if not impossible to see from the ground. Shingles that are missing are usually an indication of wind damage and a result of a wind storm event.
Insurance companies cannot penalize a single insured for filing a claim due to a wind storm event. If it happened to other people then it is considered a wind storm event.
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